Community ISO Rating is High

Community's ISO Rating is High
Posted on 01/21/2019

New ISO Rating is One of the Two Highest

The fire suppression provided to residents of Centerville/Washington Township has earned one of the two highest ratings issued by the Insurance Services Office, the leading supplier of data and analytics for the property and casualty insurance industry.

The Public Protection Classification rating increased from a Class 3 to a Class 2, a designation earned by 4 percent of those evaluated. ISO’s Fire Suppression Rating Schedule provides 10 classifications, with a 1 being the highest.

“These ratings are important to both communities and fire departments,” says Chief Scott Kujawa. “Most insurers use ISO classifications for underwriting and calculating premiums for residential, commercial and industrial properties. Communities with better scores may get lower insurance prices. This also provides fire departments with a benchmark that we can use when planning and budgeting for fire protection improvements.”

The schedule considers three main areas of a community’s fire suppression system. The fire department constitutes 50 percent of the score, followed by the water supply system at 40 percent and emergency communications at 10 percent. Extra points are given for community risk reduction efforts.